Alex Linton, Director, OPTF

Cash isn’t cool. Whether we’re at the supermarket or buying a coffee, our preference is to wave, tap, or insert. These digital transactions leave trails which are enabling a new era of harmful financial surveillance.The Hong Kong protests emphasised cash’s role in protecting activist privacy. But as cash declines in popularity, what options are there in 2023 and beyond? Digital payment strategies which offer more ‘cash-like’ experiences are needed.